Wanda J. Hall - Westford Real Estate



Posted by Wanda J. Hall on 5/21/2018

Although you may be tempted to spontaneously make an offer on a house that triggers happy memories of your childhood, it's usually best to approach house buying in a methodical, dispassionate way.

Your emotions will come into play as you visit different listings, but they should be tempered by a realistic budget, a list of personal requirements, and a sprinkling of "wish list" items -- ones that will help make your new home extra special!

A lot will depend on whether you're a first-time home buyer or a seasoned home owner. In all likelihood, the more houses you've owned, the higher your expectations will be. That's certainly not a hard-and-fast rule, but it does lend itself to reason. As is the case with most things in life, experience tends to clarify our needs, our tolerances, our quality standards, and our lifestyle preferences.

Buying a home is a huge decision for two reasons: It not only impacts our financial situation (both immediate and long term), but it effects our quality of life for the foreseeable future. So, similar to the institution of marriage, buying a house is a commitment that should not be taken lightly!

Fortunately, there are several effective ways to help ensure that the home you buy will live up to your expectations. One of the most steadfast "anchors" you can have in your search for the ideal home is a seasoned real estate agent. They have the training, knowledge, and communication skills to help you find the house, the right property, and the optimal location that will best suit your needs.

Your agent will work closely with you to create a list of house hunting requirements and preferences. Although the location, school district, and number of bedrooms will probably have a major bearing on your decision, there are literally dozens of other features and characteristics that will influence your final choice. Among those will be square footage, number of bathrooms, and the property's tax rate.

Standard checklists that include a wide range of home buyer requirements are available online and through your real estate agent. These checklists will help you rank each house you visit and objectively compare the homes you like the best. While flexibility is a necessary part of a successful house-hunting campaign, there will invariably be items you won't want to compromise on.

By deciding in advance what your new home should include, you'll create a clear vision of the type of living environment you and your family will find the most satisfying. Whether you're looking for a home with an open floor plan, a screened-in porch, one or more fireplaces, a finished basement, a two-car garage, or ample space between neighbors, getting your requirements down on paper is the first step to turning your house-buying goals into reality!





Posted by Wanda J. Hall on 5/17/2018


Date: 05/20/2018 Time: 1:00 PM to 3:00 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

This 8 room gambrel sits back on a private lot off Groton Rd. This house has been well maintained and several upgrades. Kitchen and bathrooms have been updated. On first floor there is an open floor plan incorporating the kitchen, family and dining rooms. A slider off the family room opens onto a deck with composite decking overlooking a private backyard. Dining room has a gas insert in the fireplace. A bathroom, office and living room complete the first floor. All windows have been replaced (except 1) and are Anderson. There are many windows which provide much natural light inside the home. Second floor has 3 bedrooms and second bathroom. The house is air conditioned with 2 separate units and has an automatic standby generator. Important to note is that the septic system has a legal 4 bedroom permit. This home is in move in condition. Westford is a town with high achieving schools! Here is a chance to call Westford home!




Categories: Uncategorized  


Posted by Wanda J. Hall on 5/14/2018

Buying a home is a lengthy process that requires months or even years of planning. The end result, however, is to have a home you can truly call your own and to own equity that you can then use later down the road.

Figuring out the right time to buy a home can be difficult for prospective homeowners. You’ll need to have a firm grasp on your finances and personal goals for what you want your life to look like for the next 5 or more years.

Buying a home in more than just a financial commitment. It also means you take on all of the responsibilities of owning that home. Maintenance, both inside and out, can take up a significant amount of your time.

Furthermore, owning a home ties you down to one area. You’ll need to determine if you’re ready and able to settle in one area for the next 5-7 years. This has implications for careers and for family life. Will your job bring you elsewhere? If you change jobs, are there ample opportunities where you live? These are just a couple of the questions you’ll need to ask yourself before deciding whether you’re ready to buy a home.

To simplify the process, I’ve created a checklist for some of the things you’ll need before you’re ready to buy a home. While this list does cover the basics, there may be other factors unique to your circumstances that you’ll have to take into consideration.

So, if you’re thinking about buying a home sometime in the near future, read on for the checklist. And, keep in mind that these are not necessarily mandatory before buying a home. But they will give you the best chance of making a solid investment and securing financial stability.

The home buyer’s preparedness checklist

  • Raise your credit score to 750 or more. A score in the “excellent” range will help you get the lowest possible interest rate on your mortgage. It’s possible to get approved for a mortgage with a score that is much lower, but a high score is ideal and can help you avoid PMI and a high interest rate.

  • Have an emergency fund saved. You don’t want to buy a house and then suddenly find yourself needing money for an emergency. Save a month’s worth of expenses before your down payment.

  • Have an active budget plan for saving up your down payment. Creating a dedicated savings account that you automatically have a portion of your pay deposited into is a good way to ensure that you meet your savings goals.

  • Bolster the case for your financial stability. Lenders will want to see that your income is predictable and regular. Keep records of your income, tax returns, and anything else that can help show that you’re making more than enough money to safely lend to.

  • Have open conversations with your family. If you’ll be buying a home with a spouse and/or children, discuss what you’re looking for in a home. This can include location, size, etc. It’s a good idea for everyone to be on the same page before you ever start shopping for a home.

  • Get preapproved. Getting preapproved for a home loan will make you a better prospective buyer in the eyes of sellers.

  • Run the numbers again. Aside from your mortgage payments, you’ll also have to pay utilities, trash removal, property taxes, and any other expenses related to the home. Make sure you can comfortably afford these while still contributing to savings.




Tags: Buying a home   checklist  
Categories: Uncategorized  


Posted by Wanda J. Hall on 5/8/2018

This 8 room gambrel sits back on a private lot off Groton Rd. This house has been well maintained and several upgrades. Kitchen and bathrooms have been updated. On first floor there is an open floor plan incorporating the kitchen, family and dining rooms. A slider off the family room opens onto a deck with composite decking overlooking a private backyard. Dining room has a gas insert in the fireplace. A bathroom, office and living room complete the first floor. All windows have been replaced (except 1) and are Anderson. There are many windows which provide much natural light inside the home. Second floor has 3 bedrooms and second bathroom. The house is air conditioned with 2 separate units and has an automatic standby generator. Important to note is that the septic system has a legal 4 bedroom permit. This home is in move in condition. Westford is a town with high achieving schools! Here is a chance to call Westford home!

More Info on this Property | New Listing Alerts





Posted by Wanda J. Hall on 5/8/2018


Date: 05/12/2018 Time: 12:00 PM to 2:00 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

This 8 room gambrel sits back on a private lot off Groton Rd. This house has been well maintained and several upgrades. Kitchen and bathrooms have been updated. On first floor there is an open floor plan incorporating the kitchen, family and dining rooms. A slider off the family room opens onto a deck with composite decking overlooking a private backyard. Dining room has a gas insert in the fireplace. A bathroom, office and living room complete the first floor. All windows have been replaced (except 1) and are Anderson. There are many windows which provide much natural light inside the home. Second floor has 3 bedrooms and second bathroom. The house is air conditioned with 2 separate units and has an automatic standby generator. Important to note is that the septic system has a legal 4 bedroom permit. This home is in move in condition. Westford is a town with high achieving schools! Here is a chance to call Westford home!




Categories: Uncategorized